Chapter 7 Bankruptcy is a very powerful financial tool. In most cases a Chapter 7 Bankruptcy will enable you to discharge or eliminate 100% of your unsecured debt. Unsecured debt includes credit card debt, medical bills, personal loans, and payday loans. Student loan debt, child support, and most tax debt, are generally not able to be eliminated. A Chapter 7 Bankruptcy does not require you to give up your house, car, or other personal belongings. If your income does not cover your monthly expenses you may be a good candidate for a Chapter 7 Bankruptcy. Once the case is filed creditors are prohibited from contacting you in any way about the debt. Please call or email my office for a free consultation to see if a Chapter 7 Bankruptcy is right for you.